Terms & Conditions | شروط وأحكام

First: Service Definition

Khazinat Amwali is a modern electronic financial service that enables users to manage their money and perform financial transactions easily, quickly, and securely.

The application allows users to send and receive transfers, pay bills, transfer funds between accounts, and review account statements.

Second: Purpose of the Service

This service aims to provide financial and banking services to the largest possible number of users with high quality, security, and affordable cost.

Third: Service Provider Obligations

• Opening an electronic account linked to the customer's phone number.
• Sending SMS notifications for financial transactions.
• Maintaining customer data confidentiality.
• Receiving and processing customer complaints.

Fourth: Customer Obligations

• Complying with all applicable laws and regulations.
• Keeping passwords secure and confidential.
• Verifying transaction details before confirmation.
• Reporting any lost phone immediately.

General Terms

• The bank may modify the terms at any time.
• The bank may suspend the service in case of misuse.
• System records are considered valid legal references.